The New Morality of Debt with Nikita Aggarwal


Tuesday, October 12, 2021, 12:00pm to 1:00pm


Virtual Event (Registration Required)

Throughout history, society has debated the morality of debt. In recent years, the rise of AI and data-driven lending has added new dimensions to debt's morality. In this talk, Nikita Aggarwal will examine the new morality of debt in the age of datafied lending, and consider how financial regulation should adapt to this new technological reality.  

Towards Life 3.0: Ethics and Technology in the 21st Century is a talk series organized and facilitated by Dr. Mathias Risse, Director of the Carr Center for Human Rights Policy, and Berthold Beitz Professor in Human Rights, Global Affairs, and Philosophy. Drawing inspiration from the title of Max Tegmark’s book, Life 3.0: Being Human in the Age of Artificial Intelligence, the series draws upon a range of scholars, technology leaders, and public interest technologists to address the ethical aspects of the long-term impact of artificial intelligence on society and human life. Information on how to access the event can be found below.


  • Nikita Aggarwal | Technology and Human Rights Fellow, Harvard Kennedy School | DPhil Candidate, Faculty of Law, University of Oxford | SSRN
  • Mathias Risse (moderator) | Director, Carr Center for Human Rights Policy; Berthold Beitz Professor in Human Rights, Global Affairs, and Philosophy

Nikita Aggarwal  is a Technology and Human Rights Fellow at the Carr Center, and a PhD candidate at the Faculty of Law, University of Oxford. Her research explores the legal and ethical challenges due to emerging, data-driven technologies. She has written widely on topics ranging from the gig economy to AI crime and the demise of Big Tech platforms. Her doctoral research examines the interaction between financial law and information law in the context of new data-driven practices in the financial sector, such as alternative credit scoring. She is also fostering research in  the field of intercultural digital ethics, which will be the focus of her fellowship at the Carr Center. Prior to entering academia, Nikita was an attorney in the legal department of the International Monetary Fund, where she advised on financial sector law reform in the Euro area and worked extensively on initiatives to reform the legal and policy frameworks for sovereign debt restructuring. She previously practiced as an associate with Clifford Chance LLP, where she specialized in EU financial regulation and sovereign debt restructuring. She earned an LLB (Hons) from the London School of Economics and Political Science. 

Virtual Event Details
This event will be livestreamed on YouTube Live. Attendees registered for this event (link below) will receive a link for the livestream 1 hour before the event where you can participate in the live chat and ask questions during the event.

Registration Closed