The New Morality of Debt with Nikita Aggarwal


Tuesday, October 12, 2021, 12:00pm to 1:00pm


Virtual Event (Registration Required)

Throughout history, society has debated the morality of debt. In recent years, the rise of AI and data-driven lending has added new dimensions to debt's morality. In this talk, Nikita Aggarwal will examine the new morality of debt in the age of datafied lending, and consider how financial regulation should adapt to this new technological reality.  

Towards Life 3.0: Ethics and Technology in the 21st Century is a talk series organized and facilitated by Dr. Mathias Risse, Director of the Carr Center for Human Rights Policy, and Berthold Beitz Professor in Human Rights, Global Affairs, and Philosophy. Drawing inspiration from the title of Max Tegmark’s book, Life 3.0: Being Human in the Age of Artificial Intelligence, the series draws upon a range of scholars, technology leaders, and public interest technologists to address the ethical aspects of the long-term impact of artificial intelligence on society and human life. Information on how to access the event can be found below.


  • Nikita Aggarwal | Technology and Human Rights Fellow, Harvard Kennedy School | DPhil Candidate, Faculty of Law, University of Oxford | SSRN
  • Mathias Risse (moderator) | Director, Carr Center for Human Rights Policy; Berthold Beitz Professor in Human Rights, Global Affairs, and Philosophy

Nikita Aggarwal is a DPhil (PhD) candidate at the Faculty of Law, as well as a Research Associate at the Oxford Internet Institute's Digital Ethics Lab, directed by Professor Luciano Floridi. Her research examines the legal and ethical challenges due to emerging, data-driven technologies, with a particular focus on machine learning in consumer lending. Her DPhil research is jointly supervised by Professors John Armour and Horst Eidenmüller (Faculty of Law) and Professor Tom Melham (Department of Computer Science).

Virtual Event Details
This event will be livestreamed on YouTube Live. Attendees registered for this event (link below) will receive a link for the livestream 1 hour before the event where you can participate in the live chat and ask questions during the event.